Kamyab Pakistan Program - Naya Pakistan Housing - Kamyab Loan Scheme - Kamyab Jawan Program.

 

 

 

Kamyab Pakistan Program - Naya Pakistan Housing - Kamyab Loan Scheme - Kamyab Jawan Program.

 Kamyab Pakistan Program

Kamyab Karobar
Kamyab Kissan
Naya Pakistan Low-Cost Housing
Kamyab Hunarmand
Sahatmand Pakistan

 

 

  ELIGIBILITY CRITERIA FOR MICRO BORROWERS
1. Holder of a valid CNIC.
2. Resident Pakistani national.
3. No. maximum age limit.
4. Cumulative average monthly family income of less than PKR 50,000.
5. Must be registered with NSER of Ehsaas/BISP with PMT score up to 49. However, exceptions are allowed for T-1 applicants of NAPHDA.
6. Verified by NAPHDA through NADRA in case of T-1 housing loans.
7. One Family can co-avail one loan each under Kamyab Karobar, Kamyab Kissan, and Low-Cost Housing.
8. Max. exposure of PKR 2,850,000 per family. 

 

KAMYAB KAROBAR

It is an entrepreneurship clean and interest-free loan of up to Rs 500,000 to be repaid in equal monthly instalments in up to three years.

 

 

KAMYAB KISSAN

These are small Agri Loans of up to Rs 150,000 for crop inputs and/or up-to Rs.  200,000 for farm machinery & equipment for farmers with landholding up to 12.5 acres to be repaid in lump sump in two Crop Cycles in a year for 6 months each (max. 1 year).  Financing for Machinery/ Equipment will be up to 1 year.

 

NAYA PAKISTAN LOW-COST HOUSING

Loans for the construction of houses up to Rs 2.7 million will be distributed on easy terms. The loan tenor can be up to 20 years however, the subsidy will be paid up to 15 years. The size of the house should be 125 square yards (5 marlas).

 

 

KAMYAB HUNARMAND

KPP is aimed to integrate with government’s ongoing Skill Development Program for educational and vocational training. Accordingly, it is being envisioned that these trained citizens shall also have access to finance and this collaboration shall be rebranded as “Kamyab Hunarmand”.

 

sAHATMAND PAKISTAN

Under “Sahatmand Pakistan”, it will be mandatory for anybody availing loan under KPP to obtain “Sahat Insaaf Card”, if the same facility is available